To further encourage participation in its voluntary retirement plans, your plan sponsor offers a Simplified Enrollment Retirement Savings Option known as Plan(b). Enrollment in Plan(b) is as easy as 1 - 2 - 3. You do not need to make any investment decisions as your contributions will initially be deposited into a Guaranteed Income Fund (GIF) which has a guarantee of principle and interest crediting. Simply complete the QuickENROLL process, and you will be on your way to saving for your future retirement. Once the enrollment process has been completed you will information regarding account access and changing your investment options should you so choose.